BUSINESS COVERAGE, WITH A PERSONAL TOUCH
Commercial auto for the road ahead.
From a work van to several business vehicles, start with how you drive. Linda can help you discuss coverage options for the way your business uses the road.
Talk with LindaVehicle use shapes the conversation.
Commercial auto insurance may include liability for covered injury or damage caused to others, plus options for damage to insured vehicles. Liability and physical damage address different losses; limits and deductibles deserve separate attention.
Explain whether you visit customers, deliver goods, transport equipment, or carry passengers. Ownership, vehicle type, drivers, and operating locations can affect the coverage discussion.
Start with a picture of your daily routes.
Tell Linda how many vehicles you use, who owns them, where they are kept, and which states they travel through. Mention rented vehicles or employee-owned cars used for business, along with any upcoming renewal.
A vehicle and driver list may be needed later, but do not send license numbers or other sensitive details through this form. Linda can explain how to provide the next information needed.
A LITTLE CLARITY
Questions worth asking.
Can I rely on my personal auto policy for work?
Do not assume every business use is included. Describe the actual use and ownership so the relevant personal and commercial policy terms can be reviewed.
What about rented or employee-owned vehicles?
Ask about hired and non-owned auto coverage. Liability for these vehicles and damage to the vehicles themselves are separate questions; neither should be assumed covered.
What if our vehicles cross state lines?
Share your routes and business activities. Coverage availability, requirements, and policy terms can vary. This page does not establish eligibility or satisfy a filing requirement.
Let’s talk about your business.
Tell Linda what you do and where you operate. A conversation is the first step; submitting an inquiry does not start coverage.